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"Coverage For Pre-Existing Conditions/No Cancellation: Any medical insurance policy written by a company involved in commerce shall not exclude coverage for pre-existing conditions as long as the insured has been continually insured for the previous year. If not insured for the previous year, the insured shall have coverage for pre-existing illnesses not more than one year after insurance commences. And no insurance policy in force for one year or more may be canceled or contested for any reason except nonpayment of premium."
I'm only going to comment on one portion of this one...
What Mr. Levy is saying--perhaps without any forethought?--is that all babies born with a serious disability or illness would not be covered for the condition once their first birthday has arrived, no matter how long it would take doctors to correct or repair the condition. And there are many conditions that can be corrected with surgery, but preferably not until after an infant is a year old since it's often too dangerous to operate prior to that.
NOTE: The embryo/fetus period generally lasts up to 9-months, so the new born will not have been covered for a full year. Preemies stand less of a chance for health insurance coverage after that one year period because of their earlier entrance into the world.
Hardly seems humane. So I suggest that Mr. Levy not attempt writing health care laws without consulting a lot of physicians first.
Last but not least--if caring about others and what happens to them (even though they're not related to me by blood) makes me a socialist, then I'll proudly wear that label.
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